Buy affordable homes for sale in Costa Rica as an investment property, a second home, or the perfect ex-pat luxury residence.

Finish Touch Enterprises is a company dedicated to building affordable Costa Rica homes for sale, fully adjusted and customized to the needs, but most importantly, to the WANTS of each one of our clients.

Why Are Affordable Homes Becoming Popular in Costa Rica?

Costa Rica has become one of the most attractive destinations for Americans who want a second home, a rental investment, or a lifestyle change. Its stability, relaxed culture, warm climate, and strong expat community make it easy for foreigners to feel at home immediately.

The demand for affordable homes has risen because buyers are looking for modern properties that offer great value without sacrificing quality. With the right construction partner, building an affordable home in Costa Rica becomes a smart financial move that delivers comfort, ROI, and long-term appreciation.

What Makes an Affordable Home in Costa Rica a Good Investment?

Buying or building an affordable home in Costa Rica gives you access to one of Central America’s most reliable real estate markets. Property values continue to increase every year, coastal towns attract long-term tourists, and the relocation trend among Americans remains strong.

Affordable homes are ideal for:

  • Vacation rentals and Airbnb income
  • Retirement relocation
  • Second homes for escaping cold winters
  • Portfolio diversification
  • Building equity in a stable foreign market

A well-designed affordable home delivers an excellent balance between price, customization, and long-term growth.

Costa Rica Construction Company: Why Us?

When it comes to investing in offshore real estate, you want to make sure that you’re getting the best deal.

And by working with us, we can guarantee you the best value for the best price.

We can guarantee more comfortable prices because we count on our own Costa Rica construction crew and equipment.

Plus we also do the direct imports for any required materials.

This means that we are removing any third parties; allowing you to get an outstanding final price for your dream home in paradise.

Our Approach to Designing Affordable Luxury

An affordable home should still feel elegant, functional, and tailored to your lifestyle. That’s why our designs balance smart architecture with cost-efficient building strategies. We combine:

  • Optimized floor plans
  • Smart material selection
  • Energy-efficient design
  • Cost-effective imports
  • Local construction expertise

This approach gives buyers luxury aesthetics without the high-end cost typically seen in other countries.

Our Offices

Most Americans choose the Central Southern Pacific and the Guanacaste areas to buy Costa Rica investment property.

What’s great is that we at Finish Touch Enterprises count on offices at both of these amazing locations.

Our original office is located in Jaco, Puntarenas.

This is one of the best coastal towns in the full Central American regions, and it’s an area that’s in constant growth and expansion.

Our second office is located in Playas del Coco, Guanacaste.

And, needless to say, we have chosen this place to add a new office because of how popular this region has always been with Americans looking to move into the country, many of them ex-pats.

Best Regions to Buy or Build Affordable Homes in Costa Rica

Costa Rica offers a variety of regions where affordable homes retain great value and deliver strong lifestyle benefits.

Central Southern Pacific (Jaco, Uvita, Ojochal, Dominical)
 Ideal for expats, retirees, and long-term investors. Known for ocean views, lush forests, and a calm, welcoming community.

Guanacaste (Playas del Coco, Tamarindo, Flamingo)
 Sunshine all year, international airports, and booming tourism. Excellent for Airbnb investments and second homes.

Central Valley (Heredia, Atenas, Grecia)
 Mild temperatures, developed infrastructure, and easy access to hospitals, shopping, and schools.

Each region offers different benefits depending on your investment goals or lifestyle preferences.

Frequently Asked Questions 

  1. How much does an affordable home in Costa Rica typically cost?
     Most affordable homes range between $150,000 and $350,000, depending on location, size, materials, and land preparation. Working with a construction company like Finish Touch Enterprises ensures lower costs through direct material imports and in-house labor.
  2. Are affordable homes in Costa Rica good for rental income?
     Yes. Locations like Guanacaste, Jaco, Uvita, and Dominical have strong Airbnb demand. A well-designed home with modern interiors and outdoor space can generate excellent year-round occupancy.
  3. What is the best region to buy an affordable home in Costa Rica?
     For expats and investors, the top regions are:
  • Central Southern Pacific (Ojochal, Uvita, Jaco)
  • Guanacaste (Playas del Coco, Tamarindo, Flamingo)
  • Central Valley (Atenas, Grecia, Heredia)
     Each offers different benefits depending on lifestyle or ROI goals.
  1. Is it better to buy an existing home or build a new one?
     Building a home gives you more customization, better energy efficiency, modern architecture, and often lower long-term maintenance costs. Buying is faster—but older homes may require renovations that increase costs.
  2. How long does it take to build an affordable home?
     A typical build takes 8–12 months, depending on the design, terrain, and permits. With proper planning, timelines remain predictable and stress-free.
  3. Do affordable homes retain their value in Costa Rica?
     Yes. Costa Rica’s real estate market has shown consistent appreciation over the past decade. Coastal and expat-popular regions tend to grow the fastest.
  4. What are the ongoing costs of owning a home in Costa Rica?
     Ongoing costs are lower than in North America. Property taxes are around 0.25%, utilities are affordable, and maintenance depends on climate and design.
  5. Can foreigners get financing to build or buy a home?
     Financing options exist but are limited. The most common approach is paying in stages during construction. Some clients use home equity from their U.S. property or private lenders.
  6. Is Costa Rica safe for retired expats?
     Yes. Costa Rica is known for being politically stable, peaceful, and welcoming to foreign residents. Most expats choose coastal areas with active communities and modern amenities.
  7. What documents do I need to start building a home?
     If you already own land, you only need your passport and tourist visa. For long-term living or investment, you can apply for Pensionado or Rentista residency programs.

Cost Expectations for Affordable Homes in Costa Rica (2025 Update)

The final cost of an affordable home depends on location, design complexity, finishes, and land preparation. On average:

  • $150,000–$250,000 for compact modern homes
  • $250,000–$350,000 for mid-size homes
  • $350,000–$450,000 for larger custom homes

Because Finish Touch Enterprises handles construction with in-house crews and imported materials, pricing is significantly more competitive than other builders. This ensures you get the best return for every dollar spent.

Affordable homes for sale in Costa Rica: property types

Now, when it comes to homes for sale in Costa Rica, these are the type of properties we have available for you:

Types of Affordable Homes We Build

Every buyer has different priorities, so we offer a range of tailored home options:

  • Compact modern homes with efficient layouts
  • Two-bedroom family homes with open living spaces
  • Ocean-view homes designed for natural ventilation
  • Modern villas ideal for rentals and Airbnbs
  • Eco-friendly designs for sustainable living

Each design can be customized based on budget, preferences, and long-term plans.

Costa Rica real estate: Second-home away from home

Winters can be rough nowadays. And that has pushed a lot of Americans to look overseas for the perfect second home away from home.

This way they can avoid the winters at home while getting warm baths of sun next to their new pool in Costa Rica…

And, a lot of people believe this is an option that’s available only for affluent individuals.

But this can’t be farther away from the truth.

And that’s because there are companies like Finish Touch Enterprises that are able to offer the best possible price for beautiful, custom-designed homes for sale in Costa Rica.

As mentioned above, we have our own crew and equipment; and we do our own imports of raw construction materials.

And for that reason, we can offer you affordable, high-quality residential properties that will be the perfect oasis for you, your family, and your friends.

Ex-pat Affordable Homes for sale in Costa Rica

For more than 4 decades now, a lot of Americans have also decided to sell their properties back home and come and start a brand new life in Costa Rica by joining the local ex-pat community.

With time, we have managed to create the perfect home design for a new life as an ex-pat in Costa Rica.

When you’re building a home in Costa Rica with our company, we’ll sit down with you and present you with our different models.

Once you’ve found your favorite one, we will start working on adding the custom details that will really make this new home YOURS.

What’s great about this is that our team also includes our very own in-house interior designer.

So, we can basically adjust the interior of your brand new ex-pat home so that you can find comfort and satisfaction in every single corner of every single room.

Costa Rica investment property

Now, apart from buying affordable homes for sale in Costa Rica, you can also buy Costa Rica investment property.

This means that you can acquire Costa Rica homes for sale with the purpose of reselling, or as part of a new vacation rental business.

Here at Finish Touch Enterprises, we have amazing custom models that are perfect for either of those two options.

We will take our original home design, and will apply all the custom details to make sure you will end up with a property that will go beyond your expectations.

Thank you for your interest in Finish Touch Enterprises and our beautiful, affordable homes for sale in Costa Rica!

Why Affordable Homes in Costa Rica Are a Smart Long-Term Decision

Whether you’re planning to relocate, build equity, or create a rental income stream, Costa Rica offers a rare combination of affordability, stability, and lifestyle benefits. With the right builder, your home becomes more than a purchase—it becomes a foundation for financial security and personal comfort.

Finish Touch Enterprises ensures your home is built to the highest standards, reflecting your personal style while staying within your budget.

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